A solid group with recognised expertise

  • 31,2 million customers
  • 4 367 branches and ATMs
  • Represented in 40 countries
  • 77 283 employees
  • 62,4 billion euros of equity capital
Counterparty LT/LC ** Issuer/Preferred Senior Debt LT Outlook Preferred senior debt CT Intrinsic rating *** Date of last publication
Moody's Aa2/P- 1 Aa3 Stable P- 1 a3 01/02/2024
Fitch Ratings* AA- AA- Stable F1+ a+ 19/01/2024
Standard & Poor's AA-/A-1+ A+ Stable A- 1 a 22/11/2023

* Issuer Default Rating is stable at A +.
** Counterparty ratings correspond to the ratings of the following agencies: Resolution Counterparty at Standard & Poor's, Counterparty Risk Rating at Moody's and Derivative Counterparty Rating at Fitch Ratings.
*** The intrinsic rating is Stand Alone Credit Profile (SACP) from Standard & Poor's, Adjusted Baseline Credit Assessment (Adj. BCA) from Moody's and Viability Rating from Fitch

The group's values

Solidarity, local proximity and social responsibility

The members, who are mutual owners of the bank, and the employees are associated in the operations and management of Crédit Mutuel Alliance Fédérale3. The group is a partnership of people, not capital, and is not listed on the stock exchange. As a participant in the social economy, its sustainable development strategy is not shackled by the single-minded pursuit of short-term profitability.

Innovation and expertise

Eager to place innovation at the heart of its organisation, Crédit Mutuel Alliance Fédérale1 is developing an information system and efficient technologies so it can serve its customers ever better and respond to their needs promptly, expertly and dynamically.

A diversified customer base

The group offers all its financial services to a diversified customer base:

  • the general public and wealthy customers

  • businesses and independent professionals

  • private banking

  • institutions and large companies

  • 1 Crédit Mutuel Alliance Fédérale : Fédérations Centre Est Europe (Sud-Est, Savoie-Mont Blanc, Île-de-France, Midi-Atlantique, Centre, Loire-Atlantique & Centre-Ouest, Normandie, Méditérranéen, Dauphiné-Vivarais et Anjou) et CIC
  • Figures at 31/12/2021