Legal notices

Credit Mutuel Investment Managers is an investment firm authorised by ACPR (Autorité de Contrôle Prudentiel et de Résolution), the French prudential supervision and resolution authority, to provide the following investment services:

  • receipt and transmission of orders on behalf of third parties
  • financial investment advice

In this capacity, Crédit Mutuel Investment Managers is supervised by AMF (Autorité des Marchés Financiers), the French financial markets authority. These approvals can be viewed on the website

French freedom of communication act of 1 August 2000 (amending the act of 30 September 1986) :

This website is published by Crédit Mutuel Investment Managers, a limited company (société anonyme) with share capital of €5,000,000, registered on the Paris trade and companies register (Registre du Commerce et des Sociétés de Paris) under number 852 014 810, with its registered office at 4 rue Gaillon, 75002 Paris.
The website is hosted by Euro-Information, a simplified joint stock company (société par actions simplifiée) with share capital of €45,000,000, registered on the Strasbourg trade and companies register (Registre du Commerce et des Sociétés de Strasbourg) under number B 312 730 674, with its registered office at 4 rue Frédéric-Guillaume Raiffeisen, 67000 Strasbourg.
Mr Guillaume Angué is the Director of Publications for this website in his capacity as Chief Executive Officer of Crédit Mutuel Investment Managers.

Declaration to the CNIL :

Pursuant to the French data protection act of 6 January 1978 (No. 78-17), please be advised that a declaration is in the process of being made to the French data protection agency (CNIL) with respect to the automated processing of personal data.

Policy on conflicts of interest :

Policy on conflicts of interest

Anti-corruption policy

Anti-corruption policy

Complaints

Although we endeavour at all times to provide you with the best possible service, difficulties may arise. Should this happen, please raise the issue with your usual contact or send a letter to Management ('La Direction Générale') at Crédit Mutuel Investment Managers' headquarters, taking care to write "complaint" on the envelope. Management will make every effort to resolve the issue and, if needed, will refer your complaint to the relevant person. In accordance with our policy for handling customer complaints, we will acknowledge receipt of your request and, barring any exceptional circumstances, provide you with a response within two months.
If, despite all the care we have taken to handle your complaint, you are still not satisfied with our response, you are free to refer the matter to the Ombudsman of the Autorité des Marchés Financiers (AMF - French financial markets regulator).

The AMF Ombudsman
www.amf-france.org/Le-mediateur-de-l-AMF/
'Le Médiateur' - Autorité des Marchés Financiers
17, place de la Bourse
75082 PARIS CEDEX 02

Collection of personal data :

Pursuant to the French data protection act of 6 January 1978 (No. 78-17) and the General Data Protection Regulation (GDPR) - Regulation (EU) 2016/679 of 27 April 2016, under no circumstances will the personal data collected from the users of this website be transmitted, free of charge or for a fee, to third parties, be they natural or legal persons. Such data will only be used for internal operations purposes or to fulfil legal and regulatory obligations.

Protection of personal data (GDPR) :

Crédit Mutuel Investment Managers takes the protection of personal data very seriously. We ensure, and have done so for many years, that personal data is collected and managed in accordance with the very strict legal requirements that have come into force and to which we are subject.
The regulation in force gives you a right of access, a right to object, a right to rectification, a right of erasure, a right to restrict processing and a right to data portability. Should you wish to exercise any of these rights, please send a request in writing to :

Monsieur le délégué à la protection des données (The Data Protection Officer)
63 chemin Antoine Pardon
69814 TASSIN CEDEX

You can also file a complaint with the French data protection authority : Commission Nationale de l'Informatique et des Libertés (CNIL),

3 place de Fontenoy
TSA 80715
75334 PARIS CEDEX 07

Click here to read our personal data protection policy

Use of the website

Any deliberate wrongful use of an element of the Crédit Mutuel Investment Managers website, such as pirating, the introduction of a virus, a disturbance, an excessive use or one that is contrary to the laws in force, is expressly prohibited. Some of the information contained on this website may only be consulted by entering a password provided by Crédit Mutuel Investment Managers. Accordingly, only investors who are recipients of this password may access this information.
Where there is deliberate misuse, Crédit Mutuel Investment Managers reserves the right to withdraw the password and to notify the legal authorities, at its discretion. Crédit Mutuel Investment Managers reserves the right to change or modify these terms and conditions, subject to notification (including by email or by posting a notice on the website). Crédit Mutuel Investment Managers may terminate your access to the website at any time and without liability by sending you a notification by any available means or should you fail to comply with any of the above terms and conditions.

Content ownership

All the elements of this website (including trademarks, domain names, text, graphics, logos, audio content, photos and animations and any other graphics-based content or distinctive elements) are the property of the publisher of the site. This website is therefore protected by national and international intellectual property laws. Accordingly, its content may not be reproduced and/or represented and/or recirculated, in full or in part, in any format, electronic or otherwise, now or in the future, without Crédit Mutuel Investment Managers' explicit and prior approval.
Failure to comply with this condition may be viewed as a copyright infringement for which the perpetrator may be deemed civilly and/or criminally liable.

Protection of databases

The databases are protected by the laws that apply to data compilations. Accordingly, any person responsible for extracting or attempting to extract, in full or part, data from such databases, may be held civilly and/or criminally liable.

Hyperlinks :

Crédit Mutuel Investment Managers authorises all websites and any other form of media to refer to this website or to create a hyperlink to the address : https://www.creditmutuel-im.eu

The authorisation to create a hyperlink is valid for all forms of media, with the exception of those disseminating political, religious, pornographic or xenophobic content or content that may cause offence to the general public.

Disclaimer

The information contained on this website is provided as a guide and for information purposes only. It in no way constitutes a commercial offer of services or products and is simply provided to present products together with research and analyses that Crédit Mutuel Investment Managers has conducted based on what it considers to be reliable sources.

Crédit Mutuel Investment Managers makes every effort to ensure that the information contained on this website (https://www.creditmutuel-im.eu/) is accurate on the date of its inclusion and that it is regularly updated.

Notwithstanding this, Crédit Mutuel Investment Managers shall accept no liability for the accuracy of the information provided or for its use by any individual or entity.

The purpose of this website is to present Crédit Mutuel Investment Managers' asset management activity for its partners. This presentation may in no way be considered to be comparable to a solicitation or any offer of securities that may be equated to a public offering, including in a state other than France or to persons other than residents of France.

It is the responsibility of the users of this website to comply with French regulations when using the information it contains.

Crédit Mutuel Investment Managers reserves the right to modify or correct the content of this website at any time without notice. Please contact our sales department for more information on our range of funds.